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Your Assets Have a New Goal

Building Predictable Retirement Income

Optimizing your full financial picture to align with your desired lifestyle
Let’s Start Strategizing

If you are a Pre-Retiree or Retiree

You might be asking yourself these questions.

If you are a Medical Professional

You might be asking yourself these questions.

Comprehensive Retirement Planning

How you invest your assets now will set you up to retire with clarity and confidence. Our team will collaborate with you throughout your preretirement years to craft and refine an investment strategy that has all of your assets working as hard as you have to get here. 

Tax Strategy

• Income and tax bracket analysis
• Tax deductions/credits optimization
• Tax-advantaged account contributions (IRAs, 401(k)s, HSAs)
• Tax implications of investment decisions
• Tax withholding guidance
• Roth conversion guidance
• Mega backdoor Roth guidance
• CPA coordination

Retirement & Income Planning

• Current and future income sources (Social Security, pensions)
• Retirement income planning
• Healthcare and long-term care costs
• Social Security and Medicare planning
• Retirement tax strategy (Roth conversions, RMDs, capital gains)
• Planning for possible retirement community living

Investment Management

• Regular rebalancing and tax-loss harvesting
• Concentrated stock planning
• Executive compensation and stock option planning
• 401(k), 403(b), 457, and HSA plan guidance
• Real estate support and market analysis

Medical Professional CFO Services

• Your CFO for hire
• Business structure, payroll, tax strategy
• Employee benefits and retirement plans
• Third-party administrator support, and documentation

Insurance & Employer Benefits

• Open enrollment benefit review and guidance
• Current insurance coverage review

Estate Planning

• Estate document review (wills, trusts, power of attorney)
• Beneficiary designation review
• Asset title reviews (joint ownership, transfer-on-death designations)
• Charitable giving goals
• Family financial education
• Estate attorney coordination

Family & Generational Wealth

• Legacy intentions
• Financial position and security of parents
• Financial education and success of children

Business Owner Services

• Personal CFO service
• Entity selection and formation
• Retirement plan establishment
• Payroll and bookkeeping
• Succession and exit planning

Tax Strategy

• Income and tax bracket analysis
• Tax deductions/credits optimization
• Tax-advantaged account contributions (IRAs, 401(k)s, HSAs)
• Tax implications of investment decisions
• Tax withholding guidance
• Roth conversion guidance
• Mega backdoor Roth guidance
• CPA coordination

Retirement & Income Planning

• Current and future income sources (Social Security, pensions)
• Retirement income planning
• Healthcare and long-term care costs
• Social Security and Medicare planning
• Retirement tax strategy (Roth conversions, RMDs, capital gains)
• Planning for possible retirement community living

Investment Management

• Regular rebalancing and tax-loss harvesting
• Concentrated stock planning
• Executive compensation and stock option planning
• 401(k), 403(b), 457, and HSA plan guidance
• Real estate support and market analysis

Medical Professional CFO Services

• Your CFO for hire
• Business structure, payroll, tax strategy
• Employee benefits and retirement plans
• Third-party administrator support, and documentation

Insurance & Employer Benefits

• Open enrollment benefit review and guidance
• Current insurance coverage review

Estate Planning

• Estate document review (wills, trusts, power of attorney)
• Beneficiary designation review
• Asset title reviews (joint ownership, transfer-on-death designations)
• Charitable giving goals
• Family financial education
• Estate attorney coordination

Family & Generational Wealth

• Legacy intentions
• Financial position and security of parents
• Financial education and success of children

Business Owner Services

• Personal CFO service
• Entity selection and formation
• Retirement plan establishment
• Payroll and bookkeeping
• Succession and exit planning

Simplified, Easy-To-Understand Information Every Step of the Way

We’ll meet to gather data, talk strategy, choose investment models, and continuously monitor your plan for new opportunities. In between, we’ll be busy behind the scenes – ensuring every detail is covered and positioning your plan for flexibility and longevity.

Step One

Identifying Your Concerns and Cash Flow Needs
Initially we'll focus on any time critical concerns, then discuss the cash flow you need to cover your lifestyle as well as enhanced spending, including big trips, remodels, gifting, and family support. And we’ll walk you through a stress test for critical variables like increased healthcare and long-term care needs, early death and/or longevity, changes in investment performance, and inflation rates.

Step Two

Reviewing Available Resources
Our next step is to review your income sources, current and future, and your investment portfolio. We’ll cover cash and cash equivalents, including fixed income sources (social security, pensions and real estate), taxable investment accounts, and retirement accounts (401(k), IRAs, employer plans, equity positions).

Step Three

Retirement Income Planning
After identifying your needs and reviewing your resources, we will focus on switching your mindset from saving/accumulation mode to creating income from your savings and investments. We’ll cover income optimization, strategic tax planning, as well as investment allocation, diversification, and risk management. This enables us to design a plan across all your accounts, considering both your short-term needs and long-term growth goals, taking into account inflation and tax strategy.

Step Four

Tax Planning and Strategies for Withdrawals and Investment Allocation
One of the most critical steps in our planning process is managing your income and investments with taxes in mind. We’ll structure withdrawals for efficiency, design a flexible portfolio to support smart distribution strategies, and review annually to take advantage of lower brackets, prepare for high-income years, and adjust to changing laws.

Step Five

Ongoing Planning and Portfolio Management
We build long-term relationships with our clients and provide ongoing planning and wealth management. We typically meet with clients 2-3 times per year. We’ll continue to evaluate and optimize your plan, investments, and tax strategies and adjust your plan as needed to keep everything aligned with your priorities.
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Please complete this form, and a team member from Bamboo Wealth Strategies will personally follow up with you in 1-2 business days with the next steps.
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  • When can I retire?
  • How can I save on taxes?
  • How do I know if I’m optimizing my investments?
  • Is my level of investment risk a good fit for my plan?
  • Is my 401(k) invested the right way?
  • What should I do with my stock?
  • How does investment real estate fit in my portfolio?
  • Can I afford to switch jobs or careers?
  • Do I have the flexibility to start a small business?
  • Can my family go down to one income?
  • What do we need to be doing to plan for college?
  • How can I get my kids on a path to their own financial independence?
Bamboo is here for all your questions. We’ll give you all the information you need to make optimal decisions to achieve your goals.
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  • Is it worth setting up an S-Corp or C-Corp to reduce taxes?
  • Am I maximizing my business deductions?
  • What type of retirement plan is best for me and my employees?
  • Can I save more through a defined benefit?
  • Am I on track to retire at a reasonable age, or cut back my hours?
  • Should I be investing in real estate, taxable accounts, or reinvesting in my practice?
  • Does it make financial sense to hire another provider or support staff?
  • How do I grow without working myself into the ground?
  • What should I be doing now if I want to sell, merge, or transition my practice later?
Our CFO-for-hire services will help you optimize your entire organizational structure.